COVID-19 Housing Resources Information


Following Governor Pritzker’s request for social distancing to limit the spread of the COVID-19 virus, the Illinois Housing Development Authority’s (IHDA) office is closed to the public until further notice; however, IHDA remains open for business with staff working remotely via phone and email.

Our team is working hard to make sure IHDA programs and support remain available with no interruptions in service.

If you have questions regarding COVID-19, please call 1-800-889-3931 or view up to date information on how Illinois is handling the Coronavirus Disease 2019 (COVID-19) from the State of Illinois Coronavirus Response Site.

In addition, you can view Governor JB Pritzker’s daily briefings every day at 2:30pm (CDT) online at: live stream or audio-only.

How to Contact IHDA

  • Online: visit for current information and contacts for all active IHDA programs.
  • Email: see our Contact Us page for key department contacts.
  • Phone: for all general inquiries, call (312) 836-5200 to be connected with the appropriate department.
  • See our Staff Directory for a complete list of staff phone numbers by department.

Governor Pritzker Announces Programs for Rental and Mortgage Relief

IHDA is developing programs for Emergency Rental Assistance and Emergency Mortgage Assistance for households who have lost income due to COVID-19. Both programs are currently under development.

  • Applications for Emergency Rental Assistance will be available on August 10.
  • Applications for Emergency Mortgage Assistance will be available on August 24.

If you need immediate assistance, please speak with your landlord or mortgage servicer about your specific situation.

Please check back at in the coming weeks for more information.

Rental Assistance

There has been no suspension of rent payments for Chicago or the State of Illinois. This means tenants are still obligated to pay their rent per the terms of their lease.

Eviction Filing Moratorium

  • Per Governor Pritzker’s COVID-19 Executive Order No.45, between March 20, 2020 and August 22, 2020 (subject to further extension by the Governor), all state, county and local enforcement must cease and owners cannot file for eviction, except where a tenant poses a direct threat to the health and safety of other tenants, an immediate and sever risk to property or a violation of a building code, health ordinance or similar regulation. This applies to all property in Illinois.


Rental Housing Support Program

  • Provides rental assistance to extremely low-income households living in participating properties.
  • Contact one of the administering agencies directly to apply.
  • The City of Chicago administers its own version of the Rental Housing Support Program.


Federal Stimulus

  • Calculate how much you’ll get from the $1,200 (or more) coronavirus checks.
  • Over 80 percent of American adults will receive a payment.


Housing Counselors


Emergency Housing and Shelter Services


Finding an Apartment

  • will allow you to search thousands of affordable, subsidized and market rate units throughout Illinois. You can customize your search based on your specific needs, budget, and desired location.
  • The service is also available through a toll-free, bilingual call center at: (877) 428-8844.


Homeownership Assistance

If you can pay your mortgage, pay your mortgage on time.

If you are struggling to make your mortgage payments, or believe you may fall behind soon, contact your loan servicer now.


Current Homeowners

Single-Family Mortgage Forbearance

  • The Coronavirus Aid, Relief, and Economic Security (CARES) Act allows a borrower with a Federally backed mortgage loan experiencing a financial hardship due, directly or indirectly, to the COVID–19 emergency may request forbearance on the Federally backed mortgage loan, regardless of delinquency status.
  • The forbearance shall be granted for up to 180 days, and shall be extended for an additional period of up to 180 days at the request of the borrower.


What is a forbearance?

  • Forbearance is when your mortgage servicer or lender allows you to pause or reduce your mortgage payments for a limited period of time. Forbearance doesn’t erase what you owe, you are still required to repay any missed/reduced payments in the future.If your income is restored, reach out to your servicer and resume making payments as soon as you can.The CARES Act does not specify how each lender chooses to incorporate their forbearance policy, so struggling homeowners should reach out to their lender.


Foreclosure Moratorium

  • Servicers of federally-backed mortgage loans may not initiate any judicial or non-judicial foreclosure process, move for a foreclosure judgment or order of sale or execute a foreclosure-related eviction or foreclosure sale, for not less than the 60- day period beginning on March 18, 2020.


Credit Scores

  • If you are approved for a forbearance, a payment delay or other payment arrangement with your creditor or servicer (and you are current on your accounts) then the creditor or servicer will continue to report you to the credit rating agencies as current. Your credit report/score will not be negatively impacted by these non- or delayed payments during the covered period of the arrangement.


Finding a Housing Counselor

  • Housing counselors can help you understand your options if you are having trouble paying your mortgage. They can communicate with your mortgage lender or servicer on your behalf and help you find legal representation if necessary. Counselors can also help you create a budget to manage your expenses and possibly stay in your home.
  • All services are free.
  • Find a counselor near you today and begin to get the help you need.


Hardest Hit Fund Program

  • The HHF Homeowner Emergency Loan Program ceased accepting applications in April 2019.
  • Should there be a new allocation of funds from Congress, IHDA will make an announcement.


Additional Housing Resources

  • The Consumer Financial Protection Bureau has established a website with COVID-19 relief options.
  • Click here to see if you may be entitled to further aid.


Potential Homebuyers


Realtors & Partners

  • Expect no service disruptions.
  • All our programs are fully funded and available.
  • All reviews are still being conducted in a timely manner.
  • please contact us with any questions. We’re here to help any way can.

Multifamily Finance Updates

2020 LIHTC Applications

  • The submission date of the final applications was extended to April 13, 2020 by 5:00 p.m.
  • The new target Board date for 2020 LIHTC applications is July 17, 2020.
  • As a reminder the application documents are available on the IHDA website in the Developer Resource Center. Please be sure to review the FAQs included with the documents.
  • Applications for 4% LIHTCs are being accepted on a rolling basis during the second and third quarters of 2020.
  • As a reminder the application documents are available on the IHDA website in the Developer Resource Center. Please be sure to review the FAQs included with the documents.
  • Applications for 4% LIHTCs are being accepted on a rolling basis during the second and third quarters of 2020.


Federal Low Income Housing Tax Credit Relief Under IRS Revenue Procedure 2014-49



  • Construction inspections of occupied rehabilitation projects are suspended through April 30, 2020
  • Inspections for new construction and unoccupied rehabilitation projects are limited.
  • The timely review of draw requests will continue.



  • Flexibility is being provided to sponsors close to closing whose developments may impacted by market forces related to higher interest rates.



  • Deals may be shifted from IHDA financing products to conduit structures to secure the best rates and terms.


Asset Management Updates

COVID-19 Guidance on Evictions (As of 5/1/2020)

  • Property owners and management agents of IHDA-financed or assisted rental units can find the Management Bulletin on COVID-19 Guidance on Evictions here.


Operating Reserves

  • IHDA has expanded the number of staff that are able to approve such requests.
  • IHDA recognizes that reserves may need to be used for a variety of expenses, including: additional deep cleaning, resident services, temporary staff or loss of rental income. IHDA is committed to maintaining flexibility in the use of operating reserves during this time.



  • All site visits, on-site management/file reviews and periodic physical inspections have been suspended for the time being.
  • Inspections of new construction sites where no residents are living will continue


Late Fees

  • Late fees on IHDA mortgage products are being waived.


Due Dates

  • Due dates for submission of financial audits are being extended by 30 days.


Community Affairs Updates

New Program Funding Round

  • The Illinois Housing Development Authority (“IHDA”) issued a request for applications for the Coronavirus Urgent Remediation Emergency Fund Community Outreach and Assistance (“COA”) Grant for the Emergency Mortgage Assistance (“EMA”) and Emergency Rental Assistance (“ERA”) Programs on June 19, 2020. Applications were accepted through June 26, 2020.
  • Housing counseling agencies, community-based organizations, and non-profit organizations including legal assistance groups were eligible COA applicants. IHDA expects to announce awards by August 2020. Check back here for additional updates about the COA Program.


State of Illinois Resources

State of Illinois (COVID-19) Response

  • Stay up-to-date on all things Illinois COVID-19. Protecting the health, safety and wellbeing of Illinoisans is Governor Pritzker’s top priority. The administration continues to work closely with local health departments, county officials and federal partners to put systems in place to respond to COVID-19. This website will provide the latest news releases related to coronavirus, resources, FAQs, video archives of press conferences and tips from leading experts to keep you and your family safe.


Illinois Department of Public Health

  • The mission of IDPH is to protect the health and wellness of the people of Illinois through the prevention, health promotion, regulation and the control of disease and injury. Please click here for the latest updates from IDPH.


Illinois COVID-19 Donations


Illinois Department of Employment Security

  • For all COVID-19 unemployment benefits information, please visit the IDES site.


Illinois Department of Revenue (IDOR)

  • The Illinois income tax filing deadline has been pushed back from April 15 to July 15. Illinois taxpayers may still file their taxes now and receive a timely refund.
  • IDOR has established this web page to provide information and resources to help Illinois taxpayers, businesses and others affected by the coronavirus.