Who We Are

The Illinois Housing Development Authority Board of Directors is a nine member board appointed by the Governor to provide guidance and direction for the state’s affordable housing programs. Unless otherwise noted, IHDA’s board and committee meetings take place on the third Friday of every month at 111 E. Wacker Drive, Suite 1000 in Chicago Illinois.


King Harris
 King Harris

 Chairman

King Harris is Chairman of Harris Holdings, a family investment company, and a Senior Fellow at the Metropolitan Planning Council where he has focused on metropolitan Chicago housing issues. He is Vice-Chair of the Museum of Contemporary Art and a Visiting Committee member of the University of Chicago’s School for Public Policy Studies. He also is a member of the Keystone Board of the Shirley Ryan Ability Lab. Previously, he was a Board member and Board Chair of the Francis Parker School, the Rehabilitation Institute of Chicago, and the Metropolitan Planning Council as well as a trustee of the University of Chicago between 1987-2018. Between 1971 and 2000 he worked for Pittway Corporation (NYSE), ending his tenure as President & CEO between 1987 and 2000. Between 1995-2018 he served as Board Chair of AptarGroup, Inc. (NYSE). A graduate of Harvard College and the Harvard Business School, he served two years in the Peace Corps in Chile between 1965-1967 and an additional two and a half years in the U.S. Anti-Poverty program between 1969-1971.


Luz Ramirez

Vice-Chairman, Asset Management Committee Chair, Finance Committee Member

Luz Ramirez, Vice President of YWCA La Voz Latina, oversees the day-to-day functions of La Voz Latina programs by ensuring that services and programs are made available to high-need families and the Latino community to help them progress and become self-sufficient. Prior to merging with YWCA, she served as the Executive Director of La Voz Latina, Inc. for four years and worked for the Rockford Public Schools for 16 years, holding various positions within the district, including a position on the Superintendent’s Cabinet.

She is a Rockford native and Jefferson High School Graduate. She holds a Bachelor’s Degree in Business Administration and a Masters in Administration and Supervision. She has over 25 years of experience and training in working with the Latino/Hispanic community and is currently an Adjunct Professor of Spanish at Rockford University.

In 2010 she was awarded the Latinos of Distinction award by La Voz Latina (prior to being employed by the organization), was recognized in 2014 by late Comptroller Judy Baar Topinka as a Leader in Education, and in 2015 was recognized by the Rockford Chamber of Commerce as one of the 20 People You Should Know.


Sonia Berg
 Sonia Berg

Secretary, Asset Management Committee Member 

Sonia is a Realtor with Ruhl & Ruhl Realtors. She is dual licensed in Illinois and Iowa. Before getting her real estate license, Sonia was employed as the Director of Community Relations with Economic Growth Corporation and served as a Consultant for Bridge Investment Community Development Corp. and was the CRA Officer for Quad City Bank & Trust.

Sonia was a previous Moline Housing Authority commissioner. In April 2009, Sonia was elected to the Black Hawk College Board of Trustees. Prior to being elected, she was a member of the Black Hawk College Foundation Board. She was recruited by the Federal Reserve Bank of Chicago to coordinate a “Financial Access to Immigrants” Conference in the Quad Cities. Sonia was selected by the Illinois Bankers Association to serve on the “Emerging Markets Advisory Committee”. She has previously served on the “New Alliance Task Force” through the FDIC. In addition, Sonia was named as a 2005 Quad City Area Leaders Under 40 Award recipient and recognized for her accomplishments by the 2005 Quad City Times Business Journal’s “Women in Business” and Class of 2007 Quad City Chamber of Commerce Federation Community Leadership. Sonia is on the Board of Directors of the First Tee of the Quad Cities. She was recently elected as President of the National Council of State Housing Board.


Daniel Hayes

Asset Management Committee Member, Audit Committee Member

Daniel Hayes has almost three decades of commercial real estate investment and lending experience across multiple asset classes. He is currently a Senior Director – Structured Debt in the Chicago office of New York Life Real Estate Investors (NYLREI). In this role, Dan is responsible for the origination and closing of structured loans in the central United States, including construction, bridge and mezzanine financing. In addition to originations and asset management responsibilities, Dan has taken on direct leadership roles with NYLREI’s hotel lending platform and the firm’s diversity/inclusion committee. Prior to joining NYLREI, he has held similar debt and equity investment roles at Heitman, Hunt Investment Management, Capmark Finance, and GE Healthcare Financial Services. He began his career in commercial real estate investment with Low Income Housing Tax Credit acquisitions at The National Equity Fund. Dan has a B.A. from the University of Illinois at Urbana-Champaign and a Masters in Regional Planning from Cornell University. Dan also holds executive certificates in seniors housing care and management as well as hotel real estate and asset management from Johns Hopkins University and Cornell University, respectively.

In addition to being a board member of the Illinois Housing Development Authority, Dan is also an active member of Phi Beta Sigma Fraternity, Inc.


Brice HutchcraftBrice Hutchcraft

Audit Committee Member

Brice has over twenty years of banking experience in the areas of commercial, wealth management, credit, management, and business banking. He is the Champaign Market President for First State Bank (Monticello) where he oversees the bank’s Champaign County banking operation, being active in the community, and he continues to work with commercial and business clients. Brice holds a Bachelor of Science Degree in Finance from the University of Illinois at Urbana-Champaign.


Tom MorschTom Morsch

Audit Committee Chair, Asset Management Committee Member

Tom is a Managing Director at H2C Securities Inc., an indirect subsidiary of Fifth Third Bank, NA.  He is also the founder and President of Morsch Expeditions, LLC. Previously, he was a Managing Director at Prager & Co., LLC. Prior to his time at Prager, Tom was a partner and Managing Director of Public Financial Management, LLC, where he co-led the firm’s public private partnership practice. Tom’s previous roles included several positions with the Marsh and McLennan Companies, as Midwest Real Estate Practice Leader and as a management consultant specializing in public-private work. Tom began his career working in a variety of positions for the Governor of Illinois, including as the Executive Director and CEO of the Illinois Tollway System for six years. Tom also has served as a board and advisory board member of the Metropolitan Planning Council and Community Partners for Affordable Housing. In addition, he was elected and served for three terms on the City Council of the City of Lake Forest and was appointed a member of the City of Lake Forest Planning Commission. He earned his Bachelor of Arts degree in English from Beloit College.


Erika PoethigErika Poethig

Finance Committee Member

Erika currently serves as the Executive Vice President for Strategy and Planning at the Civic Committee and Commercial Club of Chicago. Previously, Poethig was the Special Assistant to the President for Housing and Urban Policy on the White House Domestic Policy Council. In this capacity, she led interagency policy development on the housing, community, and economic development components of President Biden’s Build Back Better Agenda.

Prior to joining the Biden-Harris administration, she served as Vice President and Chief Innovation Officer at the Urban Institute where she created and led the Research to Action Lab. Before joining Urban, Poethig was acting Assistant Secretary for Policy, Development, and Research at the U.S. Department of Housing and Urban Development. During her tenure in the Obama administration, she was Deputy Assistant Secretary for Policy Development and was a leading architect of the White House Council for Strong Cities and Strong Communities. She also previously worked at the John D. and Catherine T. MacArthur Foundation developing grantmaking strategies focused on rental housing policy and research and research on how housing matters.

In the 1990s, she was assistant commissioner for policy, resource, and program development at the City of Chicago’s Department of Housing and developed Mayor Richard Daley’s campaign to combat predatory lending, prevent foreclosures, and stabilize communities.

Poethig serves on the Harris Council, the Advisory Committee for the J. Ronald Terwilliger Center for Housing Policy at the Bipartisan Policy Center, and the Low-Income Investment Fund’s board of directors. She received her Bachelor of Arts from the College of Wooster, where she was a Phi Beta Kappa member, and she was a Fulbright Scholar at the University of Vienna. Her Master of Arts with honors is in public policy from the University of Chicago. In 2022, she received a Career Achievement Award from the Harris School of Public Policy at the University of Chicago.


Salvatore (Sam) Tornatore

Treasurer, Finance Committee Chair

Sam is a principal in the Tornatore Law Office located in Bloomingdale and Roselle, and a member of the DuPage County Board. He is a former Trustee for both the Village of Roselle and Bloomingdale Township, and former member of the Roselle Zoning Board of Appeals. Sam is a graduate of the John Marshall Law School and DePaul University in Chicago.

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IHDA’s Executive Staff advances the Authority’s mission by implementing and managing the programs and policies approved by the IHDA Board.


Kristen Faust

Kristin Faust

Executive Director

Effective November 12, 2019, Director Faust was appointed Executive Director of the Illinois Housing Development Authority (IHDA), bringing more than 30 years of affordable housing industry experience to the Authority. As the state’s chief affordable housing official, Executive Director Faust provides leadership in state housing policy to advance IHDA’s mission of financing the creation and preservation of affordable housing throughout Illinois. She is also a member of the Federal Home Loan Bank of Chicago Community Investment Advisory Council and was reappointed for a second term in 2022 where she advises the FHLBC on ways in which it can better carry out its housing finance and community investment missions in Illinois.

Prior to joining IHDA, Executive Director Faust served as President of Neighborhood Housing Services of Chicago (NHS), a community development organization committed to helping homeowners and strengthening neighborhoods. As President, Ms. Faust’s strong leadership and holistic vision helped spur community revitalization by creating homeownership opportunities for those most vulnerable, improving not only their lives, but their neighborhoods as well.

Before joining NHS, Executive Director Faust was Chief Credit Officer and Director of Lending & Network Services at Partners for the Common Good. In that role, she was responsible for the growth and oversight of the domestic and international loan portfolio. In addition, Executive Director Faust served as president of the Enterprise Community Loan Fund, one of the largest non-depository community development financial institutions in the country.

Earlier in her career, Executive Director Faust spent fifteen years in community development banking in Chicago, primarily with LaSalle National Bank, where she started the Community Development Lending Department. Her work in Chicago earned her distinction in Crain’s Chicago Business “Forty Under 40” list.

Ms. Faust is a graduate of Harvard University, where she obtained a Master in City and Regional Planning and Brown University, where she holds a Bachelor of Arts in Political Science and Philosophy.


Karen Davis

  Karen Davis

Deputy Executive Director

Karen most recently served as Vice-Chairman and Audit Committee Chair for the Illinois Housing Development Authority Board of Directors and the Executive Director of the Greater Peoria Local Initiatives Support Corporation (LISC), where she led a team dedicated to transforming distressed neighborhoods into healthy and sustainable communities of choice and opportunity.

Before accepting the position with Greater Peoria LISC, Karen was Director of the Office of Planning and Economic Development for the city of Springfield, where she oversaw the city planning initiatives for housing and business development. She had been passionately involved in community and economic development activities over the last 20 years, holding executive level positions within corporate America and with socially responsible not-for-profits focusing on strategic solutions to propel community and economic development initiatives.

Prior to her position with the city of Springfield, Karen was Senior Vice President and Regional Community Affairs Manager of Regions Bank, where she directed the community and economic development initiatives across the Midwest. Karen, with the help of designated staff, identified and promoted programs that fostered and spurred community and economic development in Illinois, Indiana, Missouri, Iowa, Kentucky, Texas, and Arkansas.

Karen received both a Bachelor of Arts Degree in Management and a Master of Arts Degree in Community Development from the University of Illinois. Karen is also the Past President of the National Association of State Housing Boards (NCSHB).


Lawrence Grisham

  Lawrence Grisham

Assistant Executive Director/Chief of Staff 

Lawrence joined the Executive Staff of IHDA in October 2021. Prior to IHDA, Lawrence oversaw the City of Chicago’s affordable housing programs and activities which included multifamily rental projects, single-family purchase/rehab assistance, foreclosure prevention/mitigation programs and housing preservation efforts. Financing tools included Low Income Housing Tax Credits, Donations Tax Credits, New Markets Tax Credits, tax exempt bonds, HOME/CDBG funds, TIF Funds and corporate funds. He also oversaw the Chicago Low Income Housing Trust Fund, which administers the largest locally-funded rental subsidy program for very low-income families in the country.

Before working for Chicago, Lawrence was a Senior Vice President at The Habitat Company where he managed the Community Development Group that focused on developing affordable and mixed income housing. Among his duties was the day-to-day management of Habitat’s duties as the court-appointed Gautreaux Development Manager for the development of all new family housing for the Chicago Housing Authority.

Prior to joining The Habitat Company, Lawrence was Senior Vice President for Operations for Bethel New Life, a long-established community development corporation on Chicago’s West Side. Lawrence  also worked for the City of Chicago in health planning and served as a Legislative Assistant to U.S. Senator Charles H. Percy and Congressman Ralph H. Metcalfe. While with Senator Percy, Lawrence was instrumental in the passage of legislation that created the U.S. Department of Education.

Lawrence received a Master of Science in Human Services Administration from Spertus College and a Bachelor of Arts from Northwestern University.


Keith Evans

  Keith Evans

Chief Information Officer/Interim Chief Financial Officer 

Keith joined the Authority as CIO in July 2022 and was designated as IHDA’s interim CFO on September 15, 2023. He has served in CIO roles since 2003 in real estate/property management and financial services organizations.  Prior to joining the authority, Keith was most recently Managing Director of Information Technology at Wespath Benefits and Investments, a not-for-profit administrative agency of the United Methodist Church (UMC), responsible for safeguarding the well-being of the UMC clergy and lay employees through the provision of retirement plans, investment solutions and health benefit plans.  Keith started his career in finance and accounting, and he has held leadership roles in finance, consulting, strategy, operations and IT.  Keith earned his M.B.A. in Finance and Marketing from the Kellogg School of Management at Northwestern University and his undergraduate degree in Economics from Stanford University.


  Tracy Grimm

Deputy Chief Financial Officer/Assistant Treasurer

Tracy joined the Authority in May 2005 and is an accomplished finance professional with more than 15 years of experience in Housing Finance Agency operations, previously holding senior roles as IHDA’s Director of Homeownership, Assistant Director of Finance and Assistant Director of Loan and Portfolio Management. Among her key accomplishments in these roles, Ms. Grimm lead the design and implementation of in-house single-family pipeline interest rate risk management through the internalization of interest rate hedging, and effected the consolidation of loan servicing for $800 million in IHDA loans from fifty different servicers to one. Prior to joining IHDA, Ms. Grimm held management and equity trading positions in the financial services industry, serving as the Manager of Operations at UBS Financial Services, the Associate Manager of Operations at RBD Dain Rauscher and as an Equity Trader at ABN AMRO Inc.



Maureen G. Ohle

General Counsel/Assistant Executive Director/Assistant Secretary

Maureen joined the Authority in November of 2010 as Senior Counsel and was promoted to General Counsel in August 2011. Before joining the Authority, she worked in the real estate group at Sidley Austin LLP, practicing out of the firm’s Chicago office. Prior to this, she worked for J.P. Morgan Chase Bank, N.A. in the commercial mortgage-backed securities group, having started her legal career at Sidley Austin’s Washington, DC. office from 2001 to 2007. Maureen holds a Bachelor of Arts degree in Political Studies from the University of Illinois-Springfield and a Juris Doctorate degree from The Catholic University of America Columbus School of Law.

IHDA represents Illinois on a number of statewide, regional and local advisory groups that coordinate the state’s housing planning, policies and resources.

Office of Housing Coordination Services

The state’s Office of Housing Coordination Services (OHCS) represents IHDA on several boards and commissions that direct statewide affordable housing policies. OHCS also serves as the staff for the State Housing Task Force and the State Housing Appeals Board.

State Housing Task Force

The State Housing Task Force is a 35 member coalition established to improve the planning and coordination of Illinois’ housing resources. The Task Force creates Illinois’ annual Comprehensive Housing Plan, which identifies the goals and focus areas that will guide the state’s affordable housing planning and development activities for the following year.

The State Housing Task Force and its related committees meet on a quarterly basis. See the Public Meetings and Notices page for meeting dates and agendas. Contact Erik Turner for more information on the State Housing Task Force.

State Housing Appeals Board

The State Housing Appeals Board (SHAB) is a seven member board nominated by the Governor under the Affordable Housing Planning and Appeals Act (AHPAA), which requires communities with serious shortages of affordable housing to create and adopt a plan to increase the share of housing affordable to working families. SHAB considers appeals from affordable housing builders who feel that they have been unfairly rejected during the local development approval process. For more information on AHPAA and the most recent list of communities affected by the Act, visit the Planning and Reporting page (link to page).

SHAB meets on a quarterly basis. See the Public Meetings and Notices page for meeting dates and agendas. Contact Erik Turner for more details on AHPAA or SHAB.

Illinois Affordable Housing Trust Fund Advisory Commission

The Affordable Housing Commission is an 11 member committee appointed by the Governor to guide the development and administration of IHDA’s affordable housing programs and to monitor and evaluate the use of funds.

The Commission meets on a quarterly basis. See the Public Meetings and Notices page for meeting dates and agendas.

Asset Management Committee

The purpose of the Asset Management Committee is:  (i)  to provide a mechanism whereby Authority staff can provide detailed reports of actions taken on behalf of the Authority related to the management of the Authority’s assets within its multifamily housing development loan portfolio and single family housing loan portfolio; (ii) to provide oversight to employees of the Authority performing asset management functions on behalf of the Authority; and (iii) to make recommendations to the Members of the Authority relating to the assets of the Authority.

See the Public Meetings and Notices page for meeting dates and agendas.

Audit Committee

The purpose of the Audit Committee is to assist the Members of the Authority in fulfilling its oversight responsibilities for the financial reporting process, the system of internal control, the audit process, and the Authority’s process for monitoring compliance with laws and regulations and the code of conduct.

See the Public Meetings and Notices page for meeting dates and agendas.

Finance Committee

The purpose of the Finance Committee shall be to monitor policies, financings, resolutions, and from time to time establish such procedures and guidelines as it deems appropriate and consistent with the Authority’s Financial Management Policy. See the Public Meetings and Notices page for meeting dates and agendas.