Who We Are


The Illinois Housing Development Authority Board of Directors is a nine member board appointed by the Governor to provide guidance and direction for the state’s affordable housing programs. Unless otherwise noted, IHDA’s board and committee meetings take place on the third Friday of every month at 111 E. Wacker Drive, Suite 1000 in Chicago Illinois.

King Harris

King Harris


King Harris is Chairman of Harris Holdings, a family investment company, and a Senior Fellow at the Metropolitan Planning Council where he has focused on metropolitan Chicago housing issues. He is Vice-Chair of the Museum of Contemporary Art and a Visiting Committee member of the University of Chicago’s School for Public Policy Studies. He also is a member of the Keystone Board of the Shirley Ryan Ability Lab. Previously, he was a Board member and Board Chair of the Francis Parker School, the Rehabilitation Institute of Chicago, and the Metropolitan Planning Council as well as a trustee of the University of Chicago between 1987-2018. Between 1971 and 2000 he worked for Pittway Corporation (NYSE), ending his tenure as President & CEO between 1987 and 2000. Between 1995-2018 he served as Board Chair of AptarGroup, Inc. (NYSE). A graduate of Harvard College and the Harvard Business School, he served two years in the Peace Corps in Chile between 1965-1967 and an additional two and a half years in the U.S. Anti-Poverty program between 1969-1971.

Luz Ramirez

Luz Ramirez

Vice-Chairman, Finance Committee Member

Luz Ramirez, Vice President of YWCA La Voz Latina, oversees the day-to-day functions of La Voz Latina programs by ensuring that services and programs are made available to high-need families and the Latino community to help them progress and become self-sufficient. Prior to merging with YWCA, she served as the Executive Director of La Voz Latina, Inc. for four years and worked for the Rockford Public Schools for 16 years, holding various positions within the district, including a position on the Superintendent’s Cabinet.

She is a Rockford native and Jefferson High School Graduate. She holds a Bachelor’s Degree in Business Administration and a Masters in Administration and Supervision. She has over 25 years of experience and training in working with the Latino/Hispanic community and is currently an Adjunct Professor of Spanish at Rockford University.

In 2010 she was awarded the Latinos of Distinction award by La Voz Latina (prior to being employed by the organization), was recognized in 2014 by late Comptroller Judy Baar Topinka as a Leader in Education, and in 2015 was recognized by the Rockford Chamber of Commerce as one of the 20 People You Should Know.


Tommy Arbuckle

Tommy is the Vice President of POINTCORE Construction, a healthcare program and construction management company. In this role, he provides leadership and oversight for all levels of the organization from employee services, strategic planning, client management, pre-construction, operations, architectural design, marketing, and business development. Previously he served over 24 years in a variety of senior leadership positions across many different functional disciplines at Caterpillar Inc.

He is native of Houston, Texas and received his Bachelor of Science degree from Prairie View A&M University which is a historical black college and university. Tommy has more than 28 years of expertise in construction management, product development, program & portfolio management, people development and continuous process improvement initiatives.

Tommy has previously served on the boards for the Crittenton Centers, Common Place Family Learning Center and participated on the City of Peoria Sustainability Commission. He is a member of the Peoria Chamber of Commerce and a graduate of their Community Leadership School. He is also a member the National Society of Black Engineers and a 2011 recipient of the 40 Leaders Under 40 Award.

Sonia Berg

Sonia Berg

Asset Management Committee Member

Sonia is currently a Realtor with Ruhl & Ruhl Realtors. She is dual licensed in Illinois and Iowa.

Before getting her real estate license, Sonia was employed as the Director of Community Relations with Economic Growth Corporation and served as a Consultant for Bridge Investment Community Development Corp.

Sonia previously held positions as a Vice President of Operations for a local payroll company and a local collection agency. She was employed as the Special Events Coordinator for the Trinity Health Foundation, CRA Officer with Quad City Bank and Trust and she held various positions with Rock Island County.

Sonia was a previous Moline Housing Authority commissioner. In April 2009, Sonia was elected to the Black Hawk College Board of Trustees. Prior to being elected, she was a member of the Black Hawk College Foundation Board. She was recruited by the Federal Reserve Bank of Chicago to coordinate a “Financial Access to Immigrants” Conference in the Quad Cities. Sonia was selected by the Illinois Bankers Association to serve on the “Emerging Markets Advisory Committee”. She has previously served on the “New Alliance Task Force” through the FDIC. In addition, Sonia was named as a 2005 Quad City Area Leaders Under 40 Award recipient and recognized for her accomplishments by the 2005 Quad City Times Business Journal’s “Women in Business” and Class of 2007 Quad City Chamber of Commerce Federation Community Leadership. She currently serves as the Alderman At Large for the City of Moline and on the Board of Directors for Skip-A-Long and the First Tee of the Quad Cities. Sonia received her higher education from Black Hawk College.

Darrell Hubbard

Darrell R. Hubbard

Treasurer, Finance Committee Chair, Audit Committee Member

Darrell is currently an independent consulting after spending nearly 30 years in banking and investment management. He most recently served as President and CEO of Urban Partnership Bank, where he also served as Chief Banking Officer and Director – Business Banking/Commercial Real Estate. Prior, he was the Vice President for Investment Management at the National Equity Fund and the Managing Director for Capital Markets at First National Bank of Chicago. He has also served on Boards for the Urban Development Fund, Roosevelt University, Ravenswood Community Services, Saint Bernard Hospital, and the Mercy Housing Loan Fund. Darrell earned his Bachelor of Science in Marketing from the University of Illinois at Urbana-Champaign.

Aarti Kotak

Aarti Kotak

Audit Committee Member

Aarti has nearly 20 years of experience in economic and real estate development, public policy and public-private finance. She serves as the Managing Director and Head of ESG and Social Impact at Ariel Alternatives, a private asset management firm affiliated with Ariel Investments. Immediately prior, she served as Chief Strategy & Operations Advisor at PEAK6 Investments, as well as Deputy Chief of Staff for Neighborhood Economic Development in the Office of Mayor Rahm Emanuel, focusing on those neighborhoods most in need. Previously, she served as Managing Deputy Commissioner at the Department of Planning and Development with the City of Chicago, leading the Department’s Economic Development Bureau in its work to strengthen commercial and industrial corridors, creating and retaining jobs and amenities within them. Prior to joining the City, she served as general counsel for the NATO Summit Host Committee and Choice Neighborhoods Director and associate counsel at the Preservation of Affordable Housing (POAH).

Tom Morsch

Tom Morsch

Audit Committee Chair, Asset Management Committee Member

Tom is a Managing Director at Prager & Co., LLC. He is also the founder and President of Morsch Expeditions, LLC. Previously, he was a partner and Managing Director of Public Financial Management, LLC, where he co-led the firm’s public private partnership practice, and the Midwest Real Estate Practice Leader for Marsh and McLennan Companies, a management consultant specializing in public-private work. Tom began his career working in a variety of positions for the Governor of Illinois, including as the Executive Director and CEO of the Illinois Tollway System for six years. Tom served as a board and advisory board member of the Metropolitan Planning Council and Community Partners for Affordable Housing, was elected for three terms to the City Council of the City of Lake Forest, and was appointed a member of the City of Lake Forest Planning Commission. He earned his Bachelor of Arts in English from Beloit College.

Salvatore (Sam) Tornatore

Salvatore (Sam) Tornatore

Secretary, Asset Management Committee Chair, Finance Committee Member

Sam is a principal in the Tornatore Law Office located in Bloomingdale and Roselle, and a member of the DuPage County Board. He is a former Trustee for both the Village of Roselle and Bloomingdale Township, and former member of the Roselle Zoning Board of Appeals. Sam is a graduate of the John Marshall Law School and DePaul University in Chicago.

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IHDA’s Executive Staff advances the Authority’s mission by implementing and managing the programs and policies approved by the IHDA Board.

Kristen Faust

Kristin Faust

Executive Director

Effective November 12, 2019, Director Faust was appointed Executive Director of the Illinois Housing Development Authority (IHDA), bringing more than 30 years of affordable housing industry experience to the Authority. As the state’s chief affordable housing official, Executive Director Faust provides leadership in state housing policy to advance IHDA’s mission of financing the creation and preservation of affordable housing throughout Illinois.

Prior to joining IHDA, Executive Director Faust served as President of Neighborhood Housing Services of Chicago (NHS), a community development organization committed to helping homeowners and strengthening neighborhoods. As President, Ms. Faust’s strong leadership and holistic vision helped spur community revitalization by creating homeownership opportunities for those most vulnerable, improving not only their lives, but their neighborhoods as well.

Before joining NHS, Executive Director Faust was Chief Credit Officer and Director of Lending & Network Services at Partners for the Common Good. In that role, she was responsible for the growth and oversight of the domestic and international loan portfolio. In addition, Executive Director Faust served as president of the Enterprise Community Loan Fund, one of the largest non-depository community development financial institutions in the country.

Earlier in her career, Executive Director Faust spent fifteen years in community development banking in Chicago, primarily with LaSalle National Bank, where she started the Community Development Lending Department. Her work in Chicago earned her distinction in Crain’s Chicago Business “Forty Under 40” list.

Ms. Faust is a graduate of Harvard University, where she obtained a Master in City and Regional Planning and Brown University, where she holds a Bachelor of Arts in Political Science and Philosophy.


Karen Davis

Karen Davis

Deputy Executive Director

Karen most recently served as Vice-Chairman and Audit Committee Chair for the Illinois Housing Development Authority Board of Directors and the Executive Director of the Greater Peoria Local Initiatives Support Corporation (LISC), where she led a team dedicated to transforming distressed neighborhoods into healthy and sustainable communities of choice and opportunity.

Before accepting the position with Greater Peoria LISC, Karen was Director of the Office of Planning and Economic Development for the city of Springfield, where she oversaw the city planning initiatives for housing and business development. She had been passionately involved in community and economic development activities over the last 20 years, holding executive level positions within corporate America and with socially responsible not-for-profits focusing on strategic solutions to propel community and economic development initiatives.

Prior to her position with the city of Springfield, Karen was Senior Vice President and Regional Community Affairs Manager of Regions Bank, where she directed the community and economic development initiatives across the Midwest. Karen, with the help of designated staff, identified and promoted programs that fostered and spurred community and economic development in Illinois, Indiana, Missouri, Iowa, Kentucky, Texas, and Arkansas.

Karen received both a Bachelor of Arts Degree in Management and a Master of Arts Degree in Community Development from the University of Illinois. Karen is also the Past President of the National Association of State Housing Boards (NCSHB).


Lawrence Grisham

Lawrence Grisham

Assistant Executive Director/Chief of Staff 

Lawrence joined the Executive Staff of IHDA in October 2021. Prior to IHDA, Lawrence oversaw the City of Chicago’s affordable housing programs and activities which included multifamily rental projects, single-family purchase/rehab assistance, foreclosure prevention/mitigation programs and housing preservation efforts. Financing tools included Low Income Housing Tax Credits, Donations Tax Credits, New Markets Tax Credits, tax exempt bonds, HOME/CDBG funds, TIF Funds and corporate funds. He also oversaw the Chicago Low Income Housing Trust Fund, which administers the largest locally-funded rental subsidy program for very low-income families in the country.

Before working for Chicago, Lawrence was a Senior Vice President at The Habitat Company where he managed the Community Development Group that focused on developing affordable and mixed income housing. Among his duties was the day-to-day management of Habitat’s duties as the court-appointed Gautreaux Development Manager for the development of all new family housing for the Chicago Housing Authority.

Prior to joining The Habitat Company, Lawrence was Senior Vice President for Operations for Bethel New Life, a long-established community development corporation on Chicago’s West Side. Lawrence  also worked for the City of Chicago in health planning and served as a Legislative Assistant to U.S. Senator Charles H. Percy and Congressman Ralph H. Metcalfe. While with Senator Percy, Lawrence was instrumental in the passage of legislation that created the U.S. Department of Education.

Lawrence received a Master of Science in Human Services Administration from Spertus College and a Bachelor of Arts from Northwestern University.

Ed Gin

Edward Gin

Chief Financial Officer

Ed Gin joined IHDA in 2020 as Chief Financial Officer. Ed possesses over 20 years of CFO experience leading bank holding companies, manufacturing businesses, private equity, and family offices. He served as a CFO in the Commercial Bank of J.P. Morgan Chase and for a global manufacturing company with 20 plants in 12 countries. Prior to this, he was the CFO of a leading Chicago-based private equity firm after beginning his career as a banker.

Ed earned his M.B.A. in Finance and Marketing from the Kellogg School of Management at Northwestern University and his undergraduate degree in Economics and Statistics from Loyola University. He is a Certified Public Accountant, a licensed Illinois real estate broker, and Series 7 & 66 securities licensee.

Ed also serves on the audit committee of the Chinese American Service League which provides social services and educational outreach. He has always been active in early-stage communities having served on the boards of the West Loop Gate, Near South Loop Planning Board, and Friends of Downtown.

Tracy Grimm

Tracy Grimm

Deputy Chief Financial Officer/Assistant Treasurer

Tracy joined the Authority in May 2005 and has served as Acting Chief Financial Officer (CFO) since October 2019. She is an accomplished finance professional with more than 15 years of experience in Housing Finance Agency operations, previously holding senior roles as IHDA’s Director of Homeownership, Assistant Director of Finance and Assistant Director of Loan and Portfolio Management. Among her key accomplishments in these roles, Ms. Grimm lead the design and implementation of in-house single-family pipeline interest rate risk management through the internalization of interest rate hedging, and effected the consolidation of loan servicing for $800 million in IHDA loans from fifty different servicers to one. As Acting CFO, Ms. Grimm oversees all aspects of the IHDA’s financial plans and policies including the issuance of taxable and tax-exempt bonds, loan securitization and secondary marketing activities. Prior to joining IHDA, Ms. Grimm held management and equity trading positions in the financial services industry, serving as the Manager of Operations at UBS Financial Services, the Associate Manager of Operations at RBD Dain Rauscher and as an Equity Trader at ABN AMRO Inc.

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Maureen G. Ohle

General Counsel/Assistant Executive Director/Assistant Secretary

Maureen joined the Authority in November of 2010 as Senior Counsel and was promoted to General Counsel in August 2011. Before joining the Authority, she worked in the real estate group at Sidley Austin LLP, practicing out of the firm’s Chicago office. Prior to this, she worked for J.P. Morgan Chase Bank, N.A. in the commercial mortgage-backed securities group, having started her legal career at Sidley Austin’s Washington, DC. office from 2001 to 2007. Maureen holds a Bachelor of Arts degree in Political Studies from the University of Illinois-Springfield and a Juris Doctorate degree from The Catholic University of America Columbus School of Law.

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Scot Berkey

Chief Information Officer

Scot joined the Authority as CIO in 2017.  He has thirty years of professional experience in the technology sector in organizations ranging from Fortune 500 multi-nationals to smaller high-growth corporations.  Scot has founded and led multiple domestic and international organizations, and he has held executive-level roles in both buy and sell sides of the technology industry.  He has extensive experience in for-profit education, insurance brokerage, and in turnaround leadership situations in a variety of business segments.  His professional experience includes leadership roles as CIO, executive roles in global operations and application development, client services and contract negotiation, and applied business technology.  Scot earned his Bachelor of Science degree in Computer Science from Northwestern University and earned his MBA in Finance and Entrepreneurial Private Equity at the University of Chicago Booth School of Business.

IHDA represents Illinois on a number of statewide, regional and local advisory groups that coordinate the state’s housing planning, policies and resources.

Office of Housing Coordination Services

The state’s Office of Housing Coordination Services (OHCS) represents IHDA on several boards and commissions that direct statewide affordable housing policies. OHCS also serves as the staff for the State Housing Task Force and the State Housing Appeals Board.

State Housing Task Force

The State Housing Task Force is a 35 member coalition established to improve the planning and coordination of Illinois’ housing resources. The Task Force creates Illinois’ annual Comprehensive Housing Plan, which identifies the goals and focus areas that will guide the state’s affordable housing planning and development activities for the following year.

The State Housing Task Force and its related committees meet on a quarterly basis. See the Public Meetings and Notices page for meeting dates and agendas. Contact Benjamin Fenton for more information on the State Housing Task Force.

State Housing Appeals Board

The State Housing Appeals Board (SHAB) is a seven member board nominated by the Governor under the Affordable Housing Planning and Appeals Act (AHPAA), which requires communities with serious shortages of affordable housing to create and adopt a plan to increase the share of housing affordable to working families. SHAB considers appeals from affordable housing builders who feel that they have been unfairly rejected during the local development approval process. For more information on AHPAA and the most recent list of communities affected by the Act, visit the Planning and Reporting page (link to page).

SHAB meets on a quarterly basis. See the Public Meetings and Notices page for meeting dates and agendas. Contact  Benjamin Fenton for more details on AHPAA or SHAB.

Illinois Affordable Housing Trust Fund Advisory Commission

The Affordable Housing Commission is an 11 member committee appointed by the Governor to guide the development and administration of IHDA’s affordable housing programs and to monitor and evaluate the use of funds.

The Commission meets on a quarterly basis. See the Public Meetings and Notices page for meeting dates and agendas.

Asset Management Committee

The purpose of the Asset Management Committee is:  (i)  to provide a mechanism whereby Authority staff can provide detailed reports of actions taken on behalf of the Authority related to the management of the Authority’s assets within its multifamily housing development loan portfolio and single family housing loan portfolio; (ii) to provide oversight to employees of the Authority performing asset management functions on behalf of the Authority; and (iii) to make recommendations to the Members of the Authority relating to the assets of the Authority.

See the Public Meetings and Notices page for meeting dates and agendas.

Audit Committee

The purpose of the Audit Committee is to assist the Members of the Authority in fulfilling its oversight responsibilities for the financial reporting process, the system of internal control, the audit process, and the Authority’s process for monitoring compliance with laws and regulations and the code of conduct.

See the Public Meetings and Notices page for meeting dates and agendas.

Finance Committee

The purpose of the Finance Committee shall be to monitor policies, financings, resolutions, and from time to time establish such procedures and guidelines as it deems appropriate and consistent with the Authority’s Financial Management Policy.

See the Public Meetings and Notices page for meeting dates and agendas.