Illinois Homeowner Assistance Fund (ILHAF)


Illinois Homeowner Assistance Fund (ILHAF)

Illinois homeowners who have fallen behind on payments due to the pandemic can soon seek support from a new homeowner assistance program provided by the Illinois Housing Development Authority (IHDA). IHDA will offer the Illinois Homeowner Assistance Fund (ILHAF) and the program will offer up to $30,000 in assistance to approved applicants.

Created by the American Rescue Plan Act, ILHAF is a new program designed to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services and displacement of homeowners experiencing financial hardship after January 21, 2020. Approximately $387 million in emergency assistance will be available to Illinois homeowners.


Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. The state will implement the program and begin accepting applications to assist homeowners across Illinois in spring 2022.

Please submit your contact information at the following page be notified of program updates:


ILHAF Public Comment Period

The ILHAF public comment period ended on Friday, June 18, 2021. We thank everyone who provided their comments.  Please continue to check this page for HAF program updates.