Illinois Building Blocks Program

The Illinois Building Blocks Program offers up to $10,000 in down payment assistance for buyers purchasing vacant properties in 15 communities hard hit by foreclosures. The program is a coordinated effort to help stabilize neighborhoods, and provide affordable homeownership opportunities to buyers of vacant properties in the following communities:

Belleville Berwyn Blue Island
Champaign Chicago Heights Cicero
Crest Hill Joliet Lockport
Lynwood Melrose Park Maywood
Park Forest Peoria South Holland


The Illinois Building Blocks Program includes:

  • a 30-year, fixed-rate mortgage featuring an affordable interest rate
  • a $10,000 forgivable loan over two years for down payment and closing cost assistance


  • Buyers do not have to be first-time homebuyers
  • Properties must be vacant properties in the five communities listed above
  • Income and purchase price limits must apply
  • Maximum LTV 96.5-100 percent
  • Maximum DTI 45 percent
  • 1 and 2 unit properties including condos
  • Pre-purchase counseling required

How to apply

For more details, please contact a participating lender.

Developer Information

If you are a developerĀ interested in acquisition and rehabilitation opportunities underĀ the Illinois Building Blocks Program, please see theĀ Multifamily Developer section.