Illinois Hardest Hit Program

The U.S. Treasury Department has approved IHDA's plan to utilize $445 million in federal funds to assist Illinois homeowners struggling to pay their mortgages due to job loss or income reduction. The Illinois Hardest Hit Program assists low- and moderate-income families across the state with temporary mortgage payment assistance while they work to regain sufficient income to pay their mortgage.

On July 19, 2013 it was announced that the final date to apply for the Illinois Hardest Hit Program (HHF) would be September 30, 2013. The program is now closed for new applications. Thousands of homeowners across Illinois who have experienced a 20 percent drop or more in income have received temporary mortgage assistance through the program and the federal funds are now exhausted.

Currently funded borrowers will not be impacted by the closure of the application process.

Homeowners with pending HHF applications should contact their Assigned Sponsor Agency to learn what step their application is at currently.

Illinois Hardest Hit Program Reports

IHDA is required to submit progress reports to the Treasury Department on a quarterly basis. Access the Illinois Hardest Hit program reports.


IfIf you are a homeowner looking for help, visit the Illinois Foreclosure Prevention Network (IFPN). IFPN is a one-stop, trusted and reliable source where homeowners can receive information on how to access one-on-one counseling, legal advice and financial assistance. All services are free. .


If you are interested in becoming an IHDA partner under the Illinois Hardest Hit program, either as a sponsor or servicer, see the Foreclosure Prevention Partners page under the Partner section of this site.