Illinois Housing Development Authority
www.ihda.org
Rod Blagojevich, Governor


Home  >  Home Ownership Programs  >  Current Mortgage Rates
Current Mortgage Rates
I-LOAN Mortgage
For first time homebuyers
6.75% - 0 Points
6.60% - 1 Point
6.45% - 2 Points
6.30% - 3 Points
7.10% - Closing Cost Assistance is equal to 1% of the Loan Amount.


H.E.L.P. Program
This is the Standard I-Loan rate +1% increase in the mortgage loan rate. The HELP Program gives the borrower 3% of the Purchase Price for down payment assistance. This program will require a total of a 5% down payment including these funds. It is only available in participating cities.
7.75% - IHDA grant of 4.25% of the purchase price.


Rural Development Program
Loans are at the standard I-Loan rate.
6.75% - 0 points
7.10% - Closing Cost Assistance is equal to 1% of the Loan Amount.


Special City Programs
It is only available in participating cities.
6.50% - 0 points
6.85% - Closing Cost Assistance is equal to 1% of the Loan Amount.


Site Map| Contact| Search this Site| Employment | ¡Se Habla Español! Site By Orbit Media Studios: Chicago, IL